<p class="MsoNormal text-lg" style="margin-bottom: 1em; line-height: normal; color: #595959; text-align: justify; text-indent: 35.4pt;"><span lang="TK" style="">Mundan beýläk “Bank” diýlip atlandyrylýan Türkmenistanyň "Türkmenbaşy" paýdarlar täjirçilik banky bir tarapdan we mundan beýläk “Ulanyjy” diýlip atlandyrylýän bank kartyny almak hakynda arza gol çekmek arkaly şu şertnamanyň şertleri bilen ylalaşan fiziki şahs beýleki tarapdan, “Bank” we “Ulanyjy” ikisi bilelikde “Taraplar” diýlip atlandyrylýan şahslar aşakdakylar barada şu şertnamany baglaşdylar.</span></p>

<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span lang="TK" style="">Şertnamanyň esasy mazmuny</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Şu şertnama &ldquo;Taraplaryň&rdquo; arasyndaky gatnaşyklaryň hukuk, mali&yacute;e we bank hyzmatynyň şertlerini şe&yacute;le hem &ldquo;Ulanyjy&rdquo; tarapyndan bank kartyndan pe&yacute;dalanmaklyga degişli kadalaryň g&ouml;wneja&yacute; &yacute;erine &yacute;etirilmegini d&uuml;zg&uuml;nleşdir&yacute;&auml;r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Şu şertnamanyň maksatlary &uuml;&ccedil;in aşakdaky esasy d&uuml;ş&uuml;njeler pe&yacute;dalanyl&yacute;ar:</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Bank karty</span></strong> <span lang="TK" style="">- &ldquo;Altyn Asyr&rdquo; plastik debet karty.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Bank emitent</span></strong> <span lang="TK" style="">-</span> <span lang="TK" style="">m&uuml;şderi &uuml;&ccedil;in bank kartlary &ccedil;ykar&yacute;an we onuň &yacute;erine hasaplaşmalary amala aşyr&yacute;an bank.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Bank kartyň e&yacute;esi</span></strong> <span lang="TK" style="">- Ulanyjynyň arzasy bo&yacute;un&ccedil;a adyna bank karty berlen adam.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Kart</span></strong> <strong><span lang="TK" style="">hasap</span></strong> <span lang="TK" style="">-</span> <span lang="TK" style="">bank karty pe&yacute;dalanmak bilen hasaplaşyklary ge&ccedil;irmek &uuml;&ccedil;in bankyň Ulanyja a&ccedil;an hasaby</span><span style="">.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Pin-kod</span></strong><span lang="TK" style=""> - şahsy identifikasi&yacute;a belgisi bolup ony bank karto&ccedil;ka bilen bilelikde karto&ccedil;kanyň e&yacute;esine ber&yacute;&auml;r.</span> <span lang="TK" style="">Pin kod ATM-lerden </span><span style="">nagt pul almak </span><span lang="HR" style="">&uuml;&ccedil;in pe&yacute;dalanyl&yacute;ar.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="HR" style="">Bankomat</span></strong><span lang="HR" style=""> &ndash; nagt pul bermek we </span><span lang="TK" style="">nagt d&auml;l g&ouml;rn&uuml;şinde t&ouml;legleri ge&ccedil;irmek </span><span lang="HR" style="">&uuml;&ccedil;in </span><span lang="TK" style="">ni&yacute;etlenen abzal.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">T&ouml;leg terminaly</span></strong><span lang="TK" style=""> - bank kartyny Ulanyja t&ouml;leg amallaryna ge&ccedil;irm&auml;ge hem-de ge&ccedil;irilen amallar bo&yacute;un&ccedil;a t&ouml;leg &ccedil;eklerini emele getirm&auml;ge m&uuml;mkin&ccedil;ilik ber&yacute;&auml;n abzal.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartyň &uuml;sti bilen amala aşyryl&yacute;&auml;n t&ouml;leg amallary T&uuml;rkmenistanyň hereket ed&yacute;&auml;n kanun&ccedil;ylygyna we bank tarapyndan bellenilen kadalara hem-de hereket ed&yacute;&auml;n Nyrhnama la&yacute;yklykda amala aşyryl&yacute;</span><span lang="HR" style="">a</span><span lang="TK" style="">r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyşa go&yacute;berilen bank karty Bankyň e&yacute;e&ccedil;iligindedir. Bankyň hereket ed&yacute;&auml;n Nyrhnamasynda bellenen t&ouml;legler t&ouml;lenenden hem-de banka degişli resminamalar tabşyrylandan soň Bank karty Ulanyja ulanmaga beril&yacute;&auml;r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span lang="TK" style="">Kartlary ulanmagyň tertibi</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank karty diňe &ldquo;Altyn asyr&rdquo; plastik kart ulgamynyň &ccedil;&auml;ginde ulanmak m&uuml;mkindir;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartyň e&yacute;esi bolmadyk başga fiziki şahs kartyň hyzmatyndan pe&yacute;dalanmak hukugynyň sub&yacute;ekti bolup bilme&yacute;&auml;r. &Yacute;&ouml;ne muňa kesgitlenen tertipde resmileşdirilen ynan&ccedil; hatlary bolan &yacute;agda&yacute;lary degişli d&auml;ldir.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank karty harytlar we hyzmatlar &uuml;&ccedil;in nagt d&auml;l hasaplaşyklary amala aşyrmak we bankomatlardan t&ouml;leg terminallaryndan nagt puly almak we nagt d&auml;l g&ouml;rn&uuml;şinde t&ouml;legleri ge&ccedil;irmek &uuml;&ccedil;in ulanyl&yacute;ar.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank her bir bank karta PIN kody belle&yacute;&auml;r.</span> <span lang="TK" style="">Pin kod pin konwertde bol&yacute;ar we &yacute;apyk g&ouml;rn&uuml;şinde ulanyja beril&yacute;&auml;r.</span> <span lang="TK" style="">Bankomatlardan we t&ouml;leg terminallardan bank kart arkaly amallar ge&ccedil;irilende PIN kodyň dogry girizilmegi amal ge&ccedil;irmek &uuml;&ccedil;in esas bol&yacute;&auml;r. Eger</span><span lang="HR" style="">-</span><span lang="TK" style="">de Pin kod &uuml;&ccedil; gezek n&auml;dogry girizilse,</span> <span lang="TK" style="">bank kartyň hereketi awtomatiki usulda togtadyl&yacute;</span><span lang="HR" style="">a</span><span lang="TK" style="">r</span> <span lang="TK" style="">(&ccedil;ykdajy amallar bes edil&yacute;&auml;r).</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartynyň ulanyş m&ouml;hleti bolup,</span> <span lang="TK" style="">ol plastik kartyň &yacute;&uuml;z&uuml;nde g&ouml;rkezilendir.</span> <span lang="TK" style="">Ulanyş m&ouml;hleti gutaranda bank karty bo&yacute;un&ccedil;a amallaryň ge&ccedil;irilmegi bes edil&yacute;&auml;r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyja bank kartynyň pin kodyny &uuml;&ccedil;</span><span lang="HR" style="">&uuml;</span><span lang="TK" style="">nji taraplara a&yacute;tmak &yacute;a-da bank kartyň &yacute;&uuml;z&uuml;nde PIN kody &yacute;azmak gadagan edil&yacute;&auml;r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span lang="TK" style="">Taraplaryň jogapk&auml;r&ccedil;iligi</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank aşakdaky halatlarda bank kartyny ulanyjynyň &ouml;ňunde jogapk&auml;r&ccedil;ilik &ccedil;ekme&yacute;&auml;r:</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjy tarapyndan banka &yacute;azma&ccedil;a arza tabşyryl&yacute;an&ccedil;a &yacute;itirilen &yacute;a-da ogurlanan bank kartynda ge&ccedil;irilen amallar bo&yacute;un&ccedil;a:</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjy bank kartyny ulanmak hakynda baglaşan şertnamalarynda g&ouml;rkezilen kadalary we amallary boz&yacute;an bolsa;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjynyň sezewar bolan &yacute;itgilerine.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank, T&uuml;rkmenistanyň hereket ed&yacute;&auml;n kanun&ccedil;ylygynda bellenilen &ccedil;&auml;klerinde Ulanyjynyň amallary bo&yacute;un&ccedil;a bank syryny berja&yacute; ed&yacute;&auml;r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjynyň şu şertnamanyň şertlerini n&auml;dogry berja&yacute; edendigi bilen baglanyşykly howplar &uuml;&ccedil;in jogapk&auml;r&ccedil;iligi &ccedil;ek&yacute;&auml;r</span><span lang="HR" style="">.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span style="">4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span lang="TK" style="">Taraplaryň hukuklary we bor&ccedil;lary</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><strong><span lang="TK" style="">Bankyň hukuklary</span></strong><strong><span style="">:</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjynyň arzasy esasynda bank kartyny berm&auml;ge &yacute;a-da seb&auml;bini g&ouml;rkezmek bilen bermezlige;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjy &ouml;z bor&ccedil;laryny talaba la&yacute;yk &yacute;erine &yacute;etirme&yacute;&auml;n &yacute;agda&yacute;ynda bank kartyny Ulanyjynyň tabşyrmagyny talap etm&auml;ge we plastik kartyny oňa ga&yacute;tarmazlyga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">T&uuml;rkmenistanyň kanun&ccedil;ylygynda gadagan edilmedik bolsa Ulanyjydan bank kart bilen bilelikde onuň şahsy&yacute;etini tassykla&yacute;an resminamany g&ouml;rkezmegi talap etm&auml;ge;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank tarapyndan tassyklanan Nyrhnama esasynda bank karty ulanylyp ge&ccedil;irilen amallar &uuml;&ccedil;in hyzmat haky t&ouml;leglerini almaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank tarapyndan tassyklanan nyrhnama esasynda bank kartyndaky pul serişdeliriniň galyndysyna g&ouml;terim hasaplamaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank karty arkaly ge&ccedil;irilen amallaryň we hasaplaşyklaryň d&uuml;rsl&uuml;gini &uuml;pj&uuml;n etmek maksady bilen wagtla&yacute;yn&ccedil;a plastik kartyň işini togtatmaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.7.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyjynyň islegine g&ouml;r&auml; şertnama baglaşmak we bank kartyny bermek meselesine &ouml;zbaşdak seretm&auml;ge.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><strong><span lang="TK" style="">Bankyň bor&ccedil;lary:</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Banka &yacute;&uuml;z tutan şahslaryň bank kartyny almak hakyndaky arzasyna garamaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">M&uuml;şderiniň arza beren senesinde 14 g&uuml;n&uuml;ň dowamynda Ulanyja Bank kartyny ta&yacute;&yacute;arlamaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Ulanyja bank kartyny ulanmagyň kadalaryny d&uuml;ş&uuml;ndirm&auml;ge hem-de ulanyjynyň bank kartyny ulanmak arkaly ge&ccedil;iril&yacute;&auml;n amallar bo&yacute;un&ccedil;a jogapk&auml;r&ccedil;iliginiň &ccedil;&auml;kleri hakynda doly maglumatlary berm&auml;ge;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartynyň hasaby &yacute;apylan halatynda hasapdaky serişdeleri yzyna ga&yacute;taryp berm&auml;ge;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bankyň g&ouml;zeg&ccedil;ilik ed&yacute;&auml;n bankomatlarynyň we t&ouml;leg terminallarynyň tehniki n&auml;sazlyklary seb&auml;pli Ulanyjynyň &ccedil;eken &yacute;itgileriniň &ouml;wezi senesinden 10 senenama g&uuml;niň dowamynda Ulanyja t&ouml;lem&auml;ge;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank karty ulanyl&yacute;an amallaryň ge&ccedil;irilmegini we şol amallar bo&yacute;un&ccedil;a hasaplaşyklaryň d&uuml;rsl&uuml;gini &uuml;pj&uuml;n etm&auml;ge.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><strong><span lang="TK" style="">Ulanyjynyň hukuklary:</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Internet torunda bank kartynyň berilmegi &uuml;&ccedil;in şertnama baglaşmak me&yacute;lini a&yacute;an etm&auml;ge we şertnama baglaşmaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bankdan bank kartyny ulanmagyň kadalary d&uuml;ş&uuml;ndirmegini talap etm&auml;ge hem-de &ouml;z&uuml;niň bank kartyny ulanyp gi&ccedil;iren bank amallar bo&yacute;un&ccedil;a jogapk&auml;r&ccedil;iliginiň &ccedil;&auml;kleri hakynda doly maglumatlary almaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bankyň g&ouml;zeg&ccedil;ilik ed&yacute;&auml;n bankomatlarynyň we t&ouml;leg terminallarynyň tehniki n&auml;sazlygy seb&auml;pli &ccedil;ekilen &yacute;itgileriň &ouml;weziniň dolunmagy &uuml;&ccedil;in &yacute;azma&ccedil;a &yacute;&uuml;z tutup 10 senenama g&uuml;ni dowamynda degişli mali&yacute;e serişdeleriniň t&ouml;lenmegini Bankdan talap etm&auml;ge;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartyny ulanmak arkaly ge&ccedil;iren amallar hakynda maglumatlary t&ouml;legli esasda almaga;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank karty &yacute;itirilende &yacute;a-da za&yacute;alananda t&auml;ze bank kartyny almak &uuml;&ccedil;in arza bilen &yacute;&uuml;z tutmaga.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><strong><span lang="TK" style="">Ulanyjynyň bor&ccedil;lary:</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Şu Şertnamanyň şertlerini we bank kartyny ulanmagyň kadalaryny &yacute;erine &yacute;etirm&auml;ge</span><span lang="HR" style="">;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartyny seresaply pe&yacute;dalanyp PIN kodyny a&yacute;awly saklamaga</span><span lang="HR" style="">;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kartynyň PIN kody barada maglumaty gizlin saklamaga</span><span lang="HR" style="">;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank karty &yacute;itirilende &yacute;a-da ogurlananda, bu barada h&ouml;kmany &yacute;agda&yacute;da iş wagtyň dowamynda banka &yacute;azma&ccedil;a habar berm&auml;ge we &ouml;z&uuml;niň şahsy&yacute;etini tassykla&yacute;an resminamany g&ouml;rkezm&auml;ge</span><span lang="HR" style="">;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank tarapyndan tassyklanan Nyrhnama esasynda bank karty ulanylyp ge&ccedil;iriler amallar &uuml;&ccedil;in hyzmat haky t&ouml;legleri t&ouml;lem&auml;ge</span><span lang="HR" style="">;</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Bank kart hasabynda pul serişde &yacute;eterlik derejede bolmadyk we &yacute;alňyşlyk bilen ge&ccedil;irilen pul serişdeler ulanylan &yacute;agda&yacute;ynda bankyň &ouml;ň&uuml;nde &yacute;&uuml;ze &ccedil;ykan bergisini yzyna ga&yacute;tarmaga.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span lang="HR" style="">J</span></strong><strong><span lang="TK" style="">edelli meseleri &ccedil;&ouml;zmek</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">5.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Taraplar Şertnama bo&yacute;un&ccedil;a &yacute;&uuml;ze &ccedil;ykan jedelleri deslapdan gepleşikler ge&ccedil;irmek bilen &ccedil;&ouml;z&yacute;&auml;rler.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">5.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="TK" style="">Gepleşikler netije bermedik &yacute;agda&yacute;ynda, jedeller T&uuml;rkmenistanyň kazy&yacute;et edaralarynda seredil&yacute;&auml;r.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span lang="HR" style="">Ga&yacute;ry şertler</span></strong></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">6.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="HR" style="">Şu şertnama</span><span lang="TK" style=""> internet tory arkaly bank kartyny resmileşdirmekligi we Ulanyja kart bilen bagly bank hyzmatyny guramak &uuml;&ccedil;in T&uuml;rkmen dilinde d&uuml;z&uuml;ldi.</span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">6.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="HR" style="">Ş</span><span lang="TK" style="">u ş</span><span lang="HR" style="">ertnamanyň </span><span lang="TK" style="">islendik </span><span lang="HR" style="">şertleriniň</span> <span lang="HR" style="">&uuml;&yacute;tgedilmegi taraplaryň arasynda goşma&ccedil;a ylalaşyk </span><span lang="TK" style="">baglaşylmagy </span><span lang="HR" style="">bilen resmileşdiril&yacute;&auml;r we </span><span lang="TK" style="">her bir goşma&ccedil;a ylalaşyk şu </span><span lang="HR" style="">şertnamanyň a&yacute;rylmaz b&ouml;legi bolup dur&yacute;ar</span><span lang="TK" style="">.</span></p>
<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">6.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; ">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span><span lang="HR" style="">Ş</span><span lang="TK" style="">u ş</span><span lang="HR" style="">ertnama</span><span lang="TK" style="">nyň ni&yacute;etlenilişi bilen baglanyşykly be&yacute;an edilmedik gatnaşyklar T&uuml;rkmenistanyň kanun&ccedil;ylygynyň kadalaryna la&yacute;yklykda d&uuml;zg&uuml;nleşdiril&yacute;&auml;r.</span></p>
