65 lines
38 KiB
PHP
65 lines
38 KiB
PHP
<p class="MsoNormal text-lg" style="margin-bottom: 1em; line-height: normal; color: #595959; text-align: justify; text-indent: 35.4pt;"><span lang="TK" style="">Mundan beýläk “Bank” diýlip atlandyrylýan Türkmenistanyň "Türkmenbaşy" paýdarlar täjirçilik banky bir tarapdan we mundan beýläk “Ulanyjy” diýlip atlandyrylýän bank kartyny almak hakynda arza gol çekmek arkaly şu şertnamanyň şertleri bilen ylalaşan fiziki şahs beýleki tarapdan, “Bank” we “Ulanyjy” ikisi bilelikde “Taraplar” diýlip atlandyrylýan şahslar aşakdakylar barada şu şertnamany baglaşdylar.</span></p>
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<p class="MsoListParagraphCxSpFirst" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span></strong><strong><span lang="TK" style="">Şertnamanyň esasy mazmuny</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Şu şertnama “Taraplaryň” arasyndaky gatnaşyklaryň hukuk, maliýe we bank hyzmatynyň şertlerini şeýle hem “Ulanyjy” tarapyndan bank kartyndan peýdalanmaklyga degişli kadalaryň göwnejaý ýerine ýetirilmegini düzgünleşdirýär.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Şu şertnamanyň maksatlary üçin aşakdaky esasy düşünjeler peýdalanylýar:</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Bank karty</span></strong> <span lang="TK" style="">- “Altyn Asyr” plastik debet karty.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Bank emitent</span></strong> <span lang="TK" style="">-</span> <span lang="TK" style="">müşderi üçin bank kartlary çykarýan we onuň ýerine hasaplaşmalary amala aşyrýan bank.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Bank kartyň eýesi</span></strong> <span lang="TK" style="">- Ulanyjynyň arzasy boýunça adyna bank karty berlen adam.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Kart</span></strong> <strong><span lang="TK" style="">hasap</span></strong> <span lang="TK" style="">-</span> <span lang="TK" style="">bank karty peýdalanmak bilen hasaplaşyklary geçirmek üçin bankyň Ulanyja açan hasaby</span><span style="">.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Pin-kod</span></strong><span lang="TK" style=""> - şahsy identifikasiýa belgisi bolup ony bank kartoçka bilen bilelikde kartoçkanyň eýesine berýär.</span> <span lang="TK" style="">Pin kod ATM-lerden </span><span style="">nagt pul almak </span><span lang="HR" style="">üçin peýdalanylýar.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="HR" style="">Bankomat</span></strong><span lang="HR" style=""> – nagt pul bermek we </span><span lang="TK" style="">nagt däl görnüşinde tölegleri geçirmek </span><span lang="HR" style="">üçin </span><span lang="TK" style="">niýetlenen abzal.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify;"><strong><span lang="TK" style="">Töleg terminaly</span></strong><span lang="TK" style=""> - bank kartyny Ulanyja töleg amallaryna geçirmäge hem-de geçirilen amallar boýunça töleg çeklerini emele getirmäge mümkinçilik berýän abzal.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartyň üsti bilen amala aşyrylýän töleg amallary Türkmenistanyň hereket edýän kanunçylygyna we bank tarapyndan bellenilen kadalara hem-de hereket edýän Nyrhnama laýyklykda amala aşyrylý</span><span lang="HR" style="">a</span><span lang="TK" style="">r.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">1.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyşa goýberilen bank karty Bankyň eýeçiligindedir. Bankyň hereket edýän Nyrhnamasynda bellenen tölegler tölenenden hem-de banka degişli resminamalar tabşyrylandan soň Bank karty Ulanyja ulanmaga berilýär.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span></strong><strong><span lang="TK" style="">Kartlary ulanmagyň tertibi</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank karty diňe “Altyn asyr” plastik kart ulgamynyň çäginde ulanmak mümkindir;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartyň eýesi bolmadyk başga fiziki şahs kartyň hyzmatyndan peýdalanmak hukugynyň subýekti bolup bilmeýär. Ýöne muňa kesgitlenen tertipde resmileşdirilen ynanç hatlary bolan ýagdaýlary degişli däldir.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank karty harytlar we hyzmatlar üçin nagt däl hasaplaşyklary amala aşyrmak we bankomatlardan töleg terminallaryndan nagt puly almak we nagt däl görnüşinde tölegleri geçirmek üçin ulanylýar.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank her bir bank karta PIN kody belleýär.</span> <span lang="TK" style="">Pin kod pin konwertde bolýar we ýapyk görnüşinde ulanyja berilýär.</span> <span lang="TK" style="">Bankomatlardan we töleg terminallardan bank kart arkaly amallar geçirilende PIN kodyň dogry girizilmegi amal geçirmek üçin esas bolýär. Eger</span><span lang="HR" style="">-</span><span lang="TK" style="">de Pin kod üç gezek nädogry girizilse,</span> <span lang="TK" style="">bank kartyň hereketi awtomatiki usulda togtadylý</span><span lang="HR" style="">a</span><span lang="TK" style="">r</span> <span lang="TK" style="">(çykdajy amallar bes edilýär).</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartynyň ulanyş möhleti bolup,</span> <span lang="TK" style="">ol plastik kartyň ýüzünde görkezilendir.</span> <span lang="TK" style="">Ulanyş möhleti gutaranda bank karty boýunça amallaryň geçirilmegi bes edilýär.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">2.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyja bank kartynyň pin kodyny üç</span><span lang="HR" style="">ü</span><span lang="TK" style="">nji taraplara aýtmak ýa-da bank kartyň ýüzünde PIN kody ýazmak gadagan edilýär.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span></strong><strong><span lang="TK" style="">Taraplaryň jogapkärçiligi</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank aşakdaky halatlarda bank kartyny ulanyjynyň öňunde jogapkärçilik çekmeýär:</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjy tarapyndan banka ýazmaça arza tabşyrylýança ýitirilen ýa-da ogurlanan bank kartynda geçirilen amallar boýunça:</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjy bank kartyny ulanmak hakynda baglaşan şertnamalarynda görkezilen kadalary we amallary bozýan bolsa;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.1.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjynyň sezewar bolan ýitgilerine.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank, Türkmenistanyň hereket edýän kanunçylygynda bellenilen çäklerinde Ulanyjynyň amallary boýunça bank syryny berjaý edýär.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">3.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjynyň şu şertnamanyň şertlerini nädogry berjaý edendigi bilen baglanyşykly howplar üçin jogapkärçiligi çekýär</span><span lang="HR" style="">.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span style="">4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span></strong><strong><span lang="TK" style="">Taraplaryň hukuklary we borçlary</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><strong><span lang="TK" style="">Bankyň hukuklary</span></strong><strong><span style="">:</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjynyň arzasy esasynda bank kartyny bermäge ýa-da sebäbini görkezmek bilen bermezlige;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjy öz borçlaryny talaba laýyk ýerine ýetirmeýän ýagdaýynda bank kartyny Ulanyjynyň tabşyrmagyny talap etmäge we plastik kartyny oňa gaýtarmazlyga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Türkmenistanyň kanunçylygynda gadagan edilmedik bolsa Ulanyjydan bank kart bilen bilelikde onuň şahsyýetini tassyklaýan resminamany görkezmegi talap etmäge;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank tarapyndan tassyklanan Nyrhnama esasynda bank karty ulanylyp geçirilen amallar üçin hyzmat haky töleglerini almaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank tarapyndan tassyklanan nyrhnama esasynda bank kartyndaky pul serişdeliriniň galyndysyna göterim hasaplamaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank karty arkaly geçirilen amallaryň we hasaplaşyklaryň dürslügini üpjün etmek maksady bilen wagtlaýynça plastik kartyň işini togtatmaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.1.7.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyjynyň islegine görä şertnama baglaşmak we bank kartyny bermek meselesine özbaşdak seretmäge.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><strong><span lang="TK" style="">Bankyň borçlary:</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Banka ýüz tutan şahslaryň bank kartyny almak hakyndaky arzasyna garamaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Müşderiniň arza beren senesinde 14 günüň dowamynda Ulanyja Bank kartyny taýýarlamaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Ulanyja bank kartyny ulanmagyň kadalaryny düşündirmäge hem-de ulanyjynyň bank kartyny ulanmak arkaly geçirilýän amallar boýunça jogapkärçiliginiň çäkleri hakynda doly maglumatlary bermäge;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartynyň hasaby ýapylan halatynda hasapdaky serişdeleri yzyna gaýtaryp bermäge;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bankyň gözegçilik edýän bankomatlarynyň we töleg terminallarynyň tehniki näsazlyklary sebäpli Ulanyjynyň çeken ýitgileriniň öwezi senesinden 10 senenama güniň dowamynda Ulanyja tölemäge;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.2.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank karty ulanylýan amallaryň geçirilmegini we şol amallar boýunça hasaplaşyklaryň dürslügini üpjün etmäge.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><strong><span lang="TK" style="">Ulanyjynyň hukuklary:</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Internet torunda bank kartynyň berilmegi üçin şertnama baglaşmak meýlini aýan etmäge we şertnama baglaşmaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bankdan bank kartyny ulanmagyň kadalary düşündirmegini talap etmäge hem-de özüniň bank kartyny ulanyp giçiren bank amallar boýunça jogapkärçiliginiň çäkleri hakynda doly maglumatlary almaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bankyň gözegçilik edýän bankomatlarynyň we töleg terminallarynyň tehniki näsazlygy sebäpli çekilen ýitgileriň öweziniň dolunmagy üçin ýazmaça ýüz tutup 10 senenama güni dowamynda degişli maliýe serişdeleriniň tölenmegini Bankdan talap etmäge;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartyny ulanmak arkaly geçiren amallar hakynda maglumatlary tölegli esasda almaga;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.3.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank karty ýitirilende ýa-da zaýalananda täze bank kartyny almak üçin arza bilen ýüz tutmaga.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">4.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><strong><span lang="TK" style="">Ulanyjynyň borçlary:</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Şu Şertnamanyň şertlerini we bank kartyny ulanmagyň kadalaryny ýerine ýetirmäge</span><span lang="HR" style="">;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartyny seresaply peýdalanyp PIN kodyny aýawly saklamaga</span><span lang="HR" style="">;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kartynyň PIN kody barada maglumaty gizlin saklamaga</span><span lang="HR" style="">;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank karty ýitirilende ýa-da ogurlananda, bu barada hökmany ýagdaýda iş wagtyň dowamynda banka ýazmaça habar bermäge we özüniň şahsyýetini tassyklaýan resminamany görkezmäge</span><span lang="HR" style="">;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank tarapyndan tassyklanan Nyrhnama esasynda bank karty ulanylyp geçiriler amallar üçin hyzmat haky tölegleri tölemäge</span><span lang="HR" style="">;</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: justify; text-indent: -0.55pt;"><span lang="TK" style="">4.4.6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Bank kart hasabynda pul serişde ýeterlik derejede bolmadyk we ýalňyşlyk bilen geçirilen pul serişdeler ulanylan ýagdaýynda bankyň öňünde ýüze çykan bergisini yzyna gaýtarmaga.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span></strong><strong><span lang="HR" style="">J</span></strong><strong><span lang="TK" style="">edelli meseleri çözmek</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">5.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Taraplar Şertnama boýunça ýüze çykan jedelleri deslapdan gepleşikler geçirmek bilen çözýärler.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">5.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="TK" style="">Gepleşikler netije bermedik ýagdaýynda, jedeller Türkmenistanyň kazyýet edaralarynda seredilýär.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt 18pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-align: center; text-indent: -18pt;" align="center"><strong><span lang="TK" style="">6.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-weight: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span></strong><strong><span lang="HR" style="">Gaýry şertler</span></strong></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">6.1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="HR" style="">Şu şertnama</span><span lang="TK" style=""> internet tory arkaly bank kartyny resmileşdirmekligi we Ulanyja kart bilen bagly bank hyzmatyny guramak üçin Türkmen dilinde düzüldi.</span></p>
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<p class="MsoListParagraphCxSpMiddle" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">6.2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="HR" style="">Ş</span><span lang="TK" style="">u ş</span><span lang="HR" style="">ertnamanyň </span><span lang="TK" style="">islendik </span><span lang="HR" style="">şertleriniň</span> <span lang="HR" style="">üýtgedilmegi taraplaryň arasynda goşmaça ylalaşyk </span><span lang="TK" style="">baglaşylmagy </span><span lang="HR" style="">bilen resmileşdirilýär we </span><span lang="TK" style="">her bir goşmaça ylalaşyk şu </span><span lang="HR" style="">şertnamanyň aýrylmaz bölegi bolup durýar</span><span lang="TK" style="">.</span></p>
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<p class="MsoListParagraphCxSpLast" style="margin: 0cm 0cm 0.0001pt; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; text-indent: 0cm; text-align: justify;"><span lang="TK" style="">6.3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; "> </span></span><span lang="HR" style="">Ş</span><span lang="TK" style="">u ş</span><span lang="HR" style="">ertnama</span><span lang="TK" style="">nyň niýetlenilişi bilen baglanyşykly beýan edilmedik gatnaşyklar Türkmenistanyň kanunçylygynyň kadalaryna laýyklykda düzgünleşdirilýär.</span></p>
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